Ratna Vaibhavam Necklace92. 5 Silver, 24kt Gold Polish Necklace. BIS HALLMARK CERTIFIED (925 SILVER). Introducing the exquisite Ratna Vaibhavam Necklace, adorned with a beautiful coin carved with Lakshmi and embellished with Navaratna and CZ stones. The elegant design is complemented by graceful Pearl and Golden Bead Hangings, making it a must have piece for any occasion.
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